In Canada, the Harmonized Sales Tax (HST) is a value-added tax. It combines the federal Goods and Services Tax (GST) with the provincial sales tax (PST) in participating provinces. Businesses that make taxable supplies over the small supplier threshold must follow certain requirements. This threshold is $30,000 in worldwide revenues over four consecutive calendar quarters….
Month: December 2025
Transform Your Mind with Yamas and Niyamas
In the ancient philosophy of yoga, the Yamas and Niyamas are the first two limbs of Patanjali’s eightfold path, providing a moral and spiritual framework for living with integrity, awareness, and compassion. These ten principles—five Yamas and five Niyamas—are transformative practices that shape the practitioner’s mind and behavior. When incorporated into daily life, they promote…
Cinque Terre: History and Beauty of Italy’s Coastal Gems
Disclosure: My post contain links. I do have affiliate marketing links set up in my post, which I get a commission. Cinque Terre provides solo travelers with a remarkable mix of history, lively scenery, and opportunities for personal growth. During my group tour to Northern Italy, we gathered in Chiavari to meet our guide, then…
A Solo Historian’s Adventure in Lake Como
Disclosure: My post contain links. I do have affiliate marketing links set up in my post, which I get a commission. I visited Lake Como in the spring of May 2025. I was with an organized tour. We landed in Milan and had a bus ride to Lake Como. For the solo traveler there are…


